Taking a loan in a foreign currency puts both borrowers and banks at risk. At the time of signing the contract, both providers and takers neglected the possible weakening of Polish zloty, believing in its further strengthening. Besides the fact that one can easily learn about it from various sources, the majority of borrowers knew that such a danger exists.

A morning of June 24 was like no other. Some people were woken up in the early hours by a piercing sound of their mobile phones, when their friends wanted to reach them. Others anxiously climbed out of their beds. Most of them immediately switched on BBC news on their tellies only to find out that their worst fears came true – the majority of British citizens voted ‘leave’ in the EU referendum.

The emergence of the sharing economy
shook things up in many sectors and
within their regulatory frameworks.
The greatest upheavals are currently being experienced by the taxi and accommodation services, since these are the services where the sharing economy has managed to compete with traditional service providers by (re-)employing idle capital.